- MLS listing facts require independent confirmation
- Permits, title, insurance and financing are property-specific
- Source links are informational, not endorsements
Calculate the long-term obligations and transfer mechanics
If the solar is financed, determine the outstanding balance and whether closing requires payoff. For a lease or PPA, ask for the remaining term, annual rate escalator, buyer qualification rules, transfer fees and any buyout terms in writing. PACE arrangements may appear in property-tax assessments and require a distinct lien or settlement review. Confirm with escrow or title whether a notice or financing interest is recorded. Review available historic solar production and electric bills alongside actual household use; a claimed savings percentage from marketing is not guaranteed for a new occupant. Have an inspector assess accessible installation and roof conditions and obtain any specialized examination appropriate to the property.
What to document before removing contingencies
Prepare a one-page schedule naming the installer/provider, system owner, financing type, recurring payment, term, transfer process, applicable warranties and unresolved questions. Ask the lender how the obligation affects debt-to-income and loan approval. Get written confirmation from the seller and provider about transfer or payoff, not a verbal assurance. For an Escondido home with a detached structure or ADU, determine which meters or roofs the system serves instead of assuming it powers every dwelling. Update the monthly payment worksheet with the actual contract and electricity assumptions. Then compare homes with different solar arrangements on total ownership costs, not the presence of a shiny rooftop installation.