- MLS listing facts require independent confirmation
- Permits, title, insurance and financing are property-specific
- Source links are informational, not endorsements
Verify authoritative records and professional responsibilities
Review the listing's actual construction year, property type, unit count and any remarks about conditions. Request applicable seller disclosures, including federal lead-related information when required for older housing, and a separate independent inspection. VA's June 2026 announcement discusses changes including requirements for some pre-1978 properties and other minimum-property topics; consult the latest agency guidance for precise current standards rather than relying on summaries or a simplified red/green badge. If a specific deficiency is identified, ask the appraiser and lender what repair or documentation process applies. Safety, soundness and sanitation cannot be established from photographs or the mere absence of a reported defect. Keep original dated records in a decision file, with explicit separation between public rules, lender underwriting, appraisal, inspection and private contracts. If rules, fees or policies may have changed, use the responsible official source or licensed professional to verify the current version. Missing records should remain labeled unverified. A positive MLS remark or a reassuring photo never makes the other verification steps unnecessary.
Plan a documented next step for the actual property
Build a property-specific action list: what MLS reports; what an inspector observed; what the VA appraiser requires; and what the lender has actually approved. For a home with unusual access, water, septic, condominium or legal-unit issues, ask the appropriate specialist for the missing record. Do not claim that the VA pre-screen has evaluated the buyer, entered the home or issued a Notice of Value. Use live San Diego listings as search candidates, then pursue those distinct checks on the actual address before removing contingencies. Older construction demands careful questions, not blanket VA rejection. Build an action list with a named responsible professional and a deadline for every open item before signing away relevant contingency rights. The buyer or seller can compare genuine alternatives only when legal and financing assumptions are made explicit. Current RealtyFeed MLS listings support search discovery and may change in status or price; they do not decide whether an individual financing path, property condition or transaction cost is approved.