- MLS listing facts require independent confirmation
- Permits, title, insurance and financing are property-specific
- Source links are informational, not endorsements
Verify authoritative records and professional responsibilities
Review relevant building permits, final inspections, construction progress, utilities, HOA and district assessments, builder warranties and the purchaser's right to independent inspections under the contract. A lender must separately confirm appraisal, property eligibility and the borrower's loan qualification. For an attached home, check the legal condominium project identity and applicable VA approval questions. Ask about solar ownership or transfer arrangements and when any HOA or property tax estimates will become final. A new roof is not proof that all materials or workmanship are defect-free, so a professional inspection remains useful even on newly completed construction. Keep original dated records in a decision file, with explicit separation between public rules, lender underwriting, appraisal, inspection and private contracts. If rules, fees or policies may have changed, use the responsible official source or licensed professional to verify the current version. Missing records should remain labeled unverified. A positive MLS remark or a reassuring photo never makes the other verification steps unnecessary.
Plan a documented next step for the actual property
Compare a base-price offer with the fully specified delivered home, adding documented upgrades, fees, taxes, HOA, insurance and actual closing terms. Record build deadlines, financing contingencies, change orders, walkthrough items and remedies from the signed builder contract. If a project is not yet completed, ask the lender how appraisal or repair conditions will be resolved and whether loan timing fits the closing plan. Live MLS new-construction inventory is discovery evidence, not a builder warranty or mortgage approval. Do not publish an estimated completion date or loan concession as a guaranteed outcome without written evidence. Build an action list with a named responsible professional and a deadline for every open item before signing away relevant contingency rights. The buyer or seller can compare genuine alternatives only when legal and financing assumptions are made explicit. Current RealtyFeed MLS listings support search discovery and may change in status or price; they do not decide whether an individual financing path, property condition or transaction cost is approved.