- MLS listing facts require independent confirmation
- Permits, title, insurance and financing are property-specific
- Source links are informational, not endorsements
Prepare financial and maintenance disclosures
Provide current association dues, known assessments, available budgets, reserve studies and appropriate meeting minutes, using the transaction's actual disclosure process. Clarify whether a building roof, exterior surface, recreational facilities or shared plumbing are maintained by the association or the individual owner. If the residence is a manufactured home, determine separately whether the lot is owned or rented and assemble the lease or park documents. If the property is a condominium, identify the recorded project and master insurance arrangements rather than treating a marketing nickname as the lender's project name. Buyers may ask about insurance, accessibility modifications, permits and parking rights; gather available evidence early.
Sell the home without overstating amenities or market demand
The appropriate comparable-sales pool should account for project, ownership form, square footage, condition, association obligations and any legally relevant occupancy limitations. A clubhouse, golf course or pool pictured in marketing may have membership terms or operating rules; do not promise unrestricted or permanent access without support. Ask the listing professional to identify which upgrades are permitted and which personal property stays. Create a showing and offer-review plan that permits qualified buyers to examine community documents without making premature statements about lender approval. Use active San Diego MLS homes as broad context, but make the listing price case from actual comparable transactions inside the appropriate ownership and community category.