- MLS listing facts require independent confirmation
- Permits, title, insurance and financing are property-specific
- Source links are informational, not endorsements
Assemble documents before the first buyer asks
Request current dues, governing documents, association budget, most recent available reserve study, meeting minutes, insurance summary, litigation notices and approved or pending special assessments through the proper disclosure process. Check whether a seller has made flooring, plumbing, window or wall changes requiring association or municipal permission. State the status of any outstanding HOA architectural applications instead of assuming prior installation means approval. Ask about the association's rental and pet rules but quote actual written restrictions rather than broad claims about the whole community. Buyers considering VA or other project-dependent financing may need the exact condominium project's legal identity. An MLS financing badge is not project approval, and the seller should refer the buyer's lender to the records rather than guarantee a loan path.
Set a credible price and a clean showing plan
Compare recent closed sales of the same ownership form, unit size, parking arrangement, condition and community obligations. A similar-looking nearby fee-simple townhouse can have a different cost profile from a condominium interest, so disclose why a comparable was chosen. Prepare photographs of the accessible interiors, designated parking and common amenities only where permissions allow, and describe what conveys. Use active San Marcos IDX listings as competition research, not as proof of achieved selling prices. Before accepting an offer, discuss the buyer's financing, appraisal contingencies, disclosure delivery and realistic association-document lead times with the agent. A well-organized HOA packet supports buyer diligence but does not guarantee association or lender approval.