- MLS listing facts require independent confirmation
- Permits, title, insurance and financing are property-specific
- Source links are informational, not endorsements
Review master insurance and financial disclosures before listing
The association master policy may cover particular building components while the buyer still needs unit or loss-assessment coverage. Obtain the summary of the current master policy, known deductibles where available, budgets, reserve study, meeting minutes and the required transaction disclosures through the appropriate parties. A buyer's lender may ask for project-related documents as part of condominium eligibility or underwriting. The seller cannot guarantee that every loan program or lender will accept the project. If special assessments or litigation are known, consult qualified professionals about the required handling and timely disclosure. Distinguish a pending vote from an adopted assessment and don't invent numbers to make an online payment estimate appear complete.
Compare the right units and respond to financing questions
Unit comparisons need to account for building, floor plan, parking, outdoor space, view, condition and association costs, not only price per square foot. Where a buyer is seeking VA financing, have the lender confirm the legal project and current VA eligibility rather than treating a seller's willingness to accept an offer as project approval. Develop a showing packet with allowed disclosures, documented upgrades and accurate HOA contact details. Keep personal or sensitive association records out of public marketing. The IDX listings provide buyer discovery and current inventory context, while the project's title and association records support the legal and cost-related claims that buyers need before closing.